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State Farm® Insurance Agent

Derron Cloud

Cloud Ins and Fin Svcs Inc

(970) 927-0419
227 Cody Lane Unit 201
Basalt, CO 81621-7601

Next door to High Tone Auto Body

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


227 Cody Lane Unit 201
Basalt, CO 81621-7601



As an enthusiast of life's beautiful moments, I find inspiration in the month of May and its meaningful occasions. From celebrating the incredible women who have shaped our lives on Mother's Day to paying tribute to the brave heroes on Memorial Day, May reminds me of the importance of love, gratitude, and remembrance. Alongside these heartfelt moments, I also embrace the joy of gathering with loved ones for BBQs, savoring the flavors of delicious grilled delights. I believe that life is meant to be celebrated and cherished, and I'm here to share my knowledge and enthusiasm with you. Join me as we explore the beauty of each day, capture precious memories, and find inspiration in the remarkable occasions that May brings. There are several events this month that we will be a part of and we hope you can join us! We are cohosting the Basalt Chamber Business after hours event on Thursday May 16th at the Midvalley design and industrial center. On Saturday May 18th, we will be a sponsor of the Motors at Willits event for the Basalt Educational Foundation. Please reach out for more information and we look forward to seeing you there!

Derron Cloud State Farm is Located in Basalt, Colorado, our office proudly serves the entire Roaring Fork Valley and all of Colorado, including Aspen, Basalt, Carbondale, El Jebel, Glenwood Springs, Marble, Meredith, New Castle, Redstone, Snowmass, and Snowmass Village. We are here to take care of your insurance needs with a caring and compassionate approach.

Life Insurance can be the most important purchase you can make! It is important to call us today so we can help with your personal price plan to get you and your family protected! Don't go another night worrying about the what ifs!

I have been with State Farm since 2015 and am ready, along with my team, to assist you with Life, Auto, Home, Renters, Business, Condo, Boat, Motorcycle, and Pet Insurance. We are here to help protect all that is important to you, including farms, ranches, camping or travel trailers, ATVs, and all other recreational vehicles. As a small business owner myself, I understand how important it is to protect your business, and I assist with Commercial Insurance and workers’ compensation. We want to help make your insurance experience personal and straightforward, and we accommodate virtual appointments.

I am a proud resident of Roaring Fork Valley and have lived here since 2006. I graduated from Western Carolina University in North Carolina, so I have long considered the mountains to be home. My amazing wife, Mary, and I, along with our dog (Tuli), enjoy all the outdoor activities Colorado offers, particularly skiing, tennis, camping, mountain biking, and snowmobiling. We are especially looking forward to the Spring and Summer sports here in Colorado! Since the recent fires in Boulder, I have made it part of our mission to try to meet with every customer and make sure they are adequately protected in the event another unfortunate event occurs.

I also enjoy serving on the Board of the Basalt Chamber of Commerce, and occasionally umpiring some baseball around the valley. We are proud members of the Basalt High School Boosters, the Basalt Chamber of Commerce, the Glenwood Springs Chamber Resort Association, and the Aspen Chamber Resort Association! We enjoy supporting many of our local non profits like The Basalt Education Foundation, The Arts Center at Willits, Challenge Aspen, River Bridge Regional Center, Junior Achievement and many others!

I look forward to meeting all of my Good Neighbors and building long-lasting relationships with you. Come on in for a visit today!

The camping/recreational season is here! Are you ready for all of our Spring and Summer activities? Do you have those campers and recreational vehicles protected? Are you ready for the What ifs that can happen while hiking, camping or recreating? Call our office today so we can discuss!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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At the Derron Cloud State Farm office, we have a passion for making a positive impact on our community and help to enhance the lives of our customers. We are dedicated to helping the Good Neighbors of Basalt, Colorado, with all types of insurance, including Home, Auto, Life, and Pet. We offer products that are suited to each individual’s needs. Please stop by today or give us a ring for your free quote!

All of the Team at Derron Cloud State Farm are Licensed insurance Professionals. We have over 30 years of Combined Insurance Experience and over 30 years of time in the Roaring Fork Valley. Please call our office today for a comfortable, needs based approach to your Insurance. We look forward to seeing you out and about in the community soon! Check out each Team Member below to learn a little more about them!

Julie Minor State Farm Agent Team Member

Julie Minor

Customer Relations Representative

Hi, I'm Julie, and I have over 6 years of customer relations experience! I like to spend my time taking my dog Quail out on hikes and exploring the beautiful Roaring Fork Valley. My husband and I have recently married and have moved back to the valley after meeting each other at Colorado Mesa University. We love living in Basalt and look forward to meeting all of our neighbors! We love to cook new food together and enjoy time relaxing in the Colorado outdoors. When you come see me at the office, you will immediately know who my favorite musician is. I can't wait to help you with your insurance needs, so please call me or stop by the office today!


Emma Melchor

Customer Relations Representative

Welcome to our office! My name is Emma, I have worked for State Farm for almost 20 years. I enjoy everything about living in Colorado and exploring the open roads with my husband. We have four children that keep us busy, our favorite time is gathered around the table with great food and family. I look forward to talking with you and strive to provide amazing customer service.

Frank Kastelz State Farm Agent Team Member

Frank Kastelz

Customer Relations Representative

Hi, I'm Frank, and happy to be part of your locally owned Derron Cloud team here in Basalt, Colorado. I’m a Navy veteran and former hotelier who spent the past twenty years leading hotel teams across the country until transferring to the beautiful Roaring Fork Valley. I instantly fell in love with the majestic area as we all do! When not working, I enjoy spending time outdoors hiking with my cattle dog, Billy. If not outdoors, I’m probably in the kitchen cooking for family and friends while listening to music. I look forward to meeting all my new Good Neighbors and building lasting relationships with each of you. Come on in and say HI!

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.